VA Disability Calculator70% VA Disability Pay
At a 70% combined rating, VA’s official 2026 rate for a veteran alone is $1,808.45 per month, effective December 1, 2025. Dependent amounts apply at 30% and above. A 70% combined rating is also part of the TDIU percentage test in 38 CFR 4.16(a) when the disabilities are arranged the way that section requires.
Use the calculator or open it with 70% filled in. See the 2026 pay chart and how VA math works.
2026 rates and the 2027 estimate
OFFICIAL 2026: VA.gov, effective December 1, 2025, checked October 19, 2026. ESTIMATE 2027: official 2026 amounts × the 3.6% COLA announced October 14, 2026, rounded to the cent.
| Dependent status | 2026 official | 2027 estimate | Difference / month |
|---|---|---|---|
| Veteran alone (no dependents) | $1,808.45 | $1,873.55 | +$65.10 |
| With spouse (no parents or children) | $1,961.45 | $2,032.06 | +$70.61 |
| With spouse and 1 parent | $2,084.45 | $2,159.49 | +$75.04 |
| With spouse and 2 parents | $2,207.45 | $2,286.92 | +$79.47 |
| With 1 parent | $1,931.45 | $2,000.98 | +$69.53 |
| With 2 parents | $2,054.45 | $2,128.41 | +$73.96 |
| With 1 child (no spouse or parents) | $1,910.45 | $1,979.23 | +$68.78 |
| With 1 child and spouse | $2,074.45 | $2,149.13 | +$74.68 |
| With 1 child, spouse, and 1 parent | $2,197.45 | $2,276.56 | +$79.11 |
| With 1 child, spouse, and 2 parents | $2,320.45 | $2,403.99 | +$83.54 |
| With 1 child and 1 parent | $2,033.45 | $2,106.65 | +$73.20 |
| With 1 child and 2 parents | $2,156.45 | $2,234.08 | +$77.63 |
Added amounts at 70%
Add these to the basic rate above. A “with 1 child” row already includes one child.
| Added amount | 2026 official | 2027 estimate |
|---|---|---|
| Each additional child under age 18 | $76.00 | $78.74 |
| Each additional child over 18 in a qualifying school program | $246.00 | $254.86 |
| Spouse receiving Aid and Attendance | $141.00 | $146.08 |
SMC-K is not one of these dependent rows. Use the SMC rate lookup if an award letter lists it.
Where 70% fits in the TDIU percentage test
38 CFR 4.16(a) allows a total rating, when the schedular rating is less than total, if the person is unable to secure or follow a substantially gainful occupation because of service-connected disabilities and the percentages are met: one disability at 60% or more, or two or more disabilities with at least one at 40% and a combined rating of 70% or more. The TDIU percentage check tests those branches, including the regulation’s “one disability” groupings. It does not decide unemployability. Paragraph (b) extra-schedular referral is explained on that page and is not decided here.
Ratings that combine to 70%
Each example below is computed with 38 CFR 4.25. The 50% and 30% pair is an example written in the regulation. The others are further illustrations of the same math. They are not a census of typical claims. Mark paired arms or legs in the calculator if 38 CFR 4.26 may apply.
One 70% rating
A single rating is already on a 10-point step, so nothing is combined.
- One rating of 70% stays 70%.
50% and 30%
Example from 38 CFR 4.25(a).
- Order by severity: 50, 30.
- 50 combined with 30: 50 + 30 × 50% = 65 → 65
- Combined value 65 rounds to the nearest 10: 70%.
40%, 30%, and 20%
Three ratings combined in order of severity, then rounded once.
- Order by severity: 40, 30, 20.
- 40 combined with 30: 40 + 30 × 60% = 58 → 58
- 58 combined with 20: 58 + 20 × 42% = 66.4 → 66
- Combined value 66 rounds to the nearest 10: 70%.
60% and 20%
Two ratings combined under 38 CFR 4.25.
- Order by severity: 60, 20.
- 60 combined with 20: 60 + 20 × 40% = 68 → 68
- Combined value 68 rounds to the nearest 10: 70%.
Other rating amounts
- 50% VA disability pay
- 90% VA disability pay
- 100% VA disability pay
- PTSD, anxiety, and depression, which can be rated at 70% under the mental-disorder formula
For free help with a claim, find a VA-accredited representative.
Sources
- VA.gov veteran compensation rates, effective December 1, 2025, checked October 19, 2026.
- 38 CFR 4.25 and 38 CFR 4.16. eCFR title 38 latest issue date August 27, 2026. Retrieved October 20, 2026.
- SSA COLA announcement, October 14, 2026. Method: 2027 rate estimate.
Last checked October 20, 2026.
Frequently asked questions
Does a 70% combined rating meet the TDIU percentage test?
It depends on how the 70% is built. 38 CFR 4.16(a) has two branches: one disability at 60% or more, or two or more disabilities with one at 40% or more and a combined rating of 70% or more. A single 70% disability meets the first branch. Two or more disabilities that combine to 70% meet the second branch only if one of them is at least 40%. The TDIU checker on this site reports both the regulation and VA.gov’s shorter summary.
Do dependents raise 70% pay?
Yes. Dependent amounts in the VA table apply at 30% and above. The rows on this page are the published 70% amounts, including spouse, parents, and one child. Additional children and spouse Aid and Attendance are the added amounts below the basic table.
How do 50% and 30% become 70%?
That pair is an example in 38 CFR 4.25(a). 50 combined with 30 is 65, and 65 rounds to 70%. The step-by-step is on this page.